Refinance Your Auto Loan

Unlock your car’s value: Refinance and get cash out with no payments for 90 days!

  • Enjoy a lower rate and greater savings when you refinance your auto loan with Pheple FCU—your wallet will thank you!

  • 5.99% APR*

  • No Payment for 90 days

Apply online today or make an appointment to speak with with a loan officer in one of our branch locations.

*APR = Annual Percentage Rate. All loans subject to underwriting guidelines. Other rates and terms available. Up to 100% LTV. Payment $19.33 per $1000 borrowed, based on 60-month repayment period. Interest continues to accrue during initial 90-day deferment period. Certain fees apply. To refinance an existing Pheple FCU loan: must borrow additional $2,500, minimum. Offer valid starting 4/01/2025 and is subject for change or withdrawal without notice.